Union Plus Credit Card Review #1:
Union Plus MasterCard

Given the recent spate of layoffs and extended unemployment, workers are especially hard hit. But just because the jobs have stopped, doesn’t mean that the bills and payments will.

But if you’re a union member, it’s time to get a Union Plus MasterCard if you haven’t got any.

With the Union Plus Credit Card, you get unique offers and benefits that are not found in other credit cards. The APR of the card is relatively low from between 12.99% to 19.99%. There is also an introductory APR rate of 1.99% for the first six months of the credit card.

The Union Plus Credit Card also has no balance transfer fees and the APR of the transfer stays fixed until it is paid in full. There is no annual fee on the card and it also has a rewards program that earns you points for daily purchases such as gas, grocery and even drugs from the pharmacy.

The Union Plus Credit Card allows you to earn 2 reward points for every dollar you spend at gas stations, grocery store and drug stores and 1 reward point for every dollar you spend on others. You will also earn 2,000 bonus reward points after you have made the first purchase on the card.

The Union Plus Credit Card is exceptional because of its special options catered to union members.

The Skip Payment option allows you to skip two credit card payments during a twelve month period, but not consecutively without any negative impact to your credit score.

The Strike Payment Protection allows you to skip up to four payments within a twelve period if you are participating in a union sanctioned strike or a lock-out lasting for 30 days or more.

As a union member, you can get more favorable loan terms from the Union Plus Loan Program. Special benefits include longer payback period and lower interest rates.

The best feature of the Union Plus Credit Card, is the Union Plus Scholarship Program. The scholarships are funded by the Union Plus Credit Card Program for union members and it is open to all union members, their spouses and dependent children.

The Union Plus MasterCard is a must for any union member. Its options like Skip and Strike Payments are particularly designed with an understanding of the difficulties of the working class union members. And of course, a scholarship program from a credit card company? That’s new. It is telling of a company that is interested in really helping its members grow.

P.S. All calls made to Union Plus Credit Card are answered in the United States, not to some outsourced center in a different country where they won’t even know what you might be going through.